Mary Breighner is a chartered property and casualty underwriter (CPCU). She was formerly the vice president and global practice leader for FM Global, where she oversaw and guided the accounts and account servicing of more than 300 colleges and universities, as well as hundreds of public schools, governmental entities, and hospitals worldwide. She remains an active member of the University Risk Management and Insurance Association (URMIA) and has served on various committees there, as an officer, director, and past president. She received the Distinguished Risk Manager Award from URMIA in 1992. In 2003 she became an affiliate member of URMIA’s board of directors. Breighner holds the CPCU designation. She has presented nationally and internationally on higher education and public entity risk management and insurance issues at numerous national and regional conferences. She coauthored the 2005 edition of this book and has published numerous articles in URMIA Journal.